Terms & Conditions

Terms & Conditions – IndiaClaim.com

Effective Date: April 13, 2025

Welcome to IndiaClaim.com, a trusted platform providing insurance claim assistance, loan consultation, and legal advisory services across India. By using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before accessing or using our services.

1. Acceptance of Terms

By accessing or using IndiaClaim.com, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree with any part of these terms, please refrain from using our services.

2. Scope of Services

IndiaClaim.com offers the following services:

  • Insurance Claim Support (Life, Health, Term, Motor, Travel, General)

  • Loan Services (All types of loans through private and government banks)

  • Legal Advisory Services (All case types including civil, criminal, property, insurance, consumer court, etc.)

All services are offered via our in-house consultants or partnered professionals.

3. Service Nature & Limitations

  • IndiaClaim.com acts as a consultant, facilitator, and service provider.

  • We are not an insurance company, bank, NBFC, or law firm.

  • Any third-party service (legal representative, bank, insurance firm, etc.) is bound by their own terms and policies.

  • We do not provide any guarantee of claim approval, loan sanction, or legal outcome. Our job is to guide, assist, and connect you with the right resources.

4. Eligibility

To use our services, you must:

  • Be at least 18 years of age

  • Provide accurate, complete, and up-to-date personal and financial information

  • Have the authority to represent yourself or the entity you claim to act for

5. Documentation & Client Responsibility

Clients are responsible for:

  • Providing accurate policy documents, identity proofs, loan application files, or legal case papers

  • Cooperating throughout the duration of service

  • Keeping backup copies of submitted documents

IndiaClaim.com is not liable for losses due to incorrect or incomplete documentation.

6. Fees and Payment Terms

  • Insurance Services: Some claim-related document processing or follow-ups may incur minimal charges, informed in advance.

  • Loan Services: We charge zero processing fees and no stamp duty fees. Any bank-related fees (if applicable) are subject to their individual terms.

  • Legal Advisory: Fees for consultations, case filing, and document drafting may vary based on case type, and are disclosed before service initiation.

All service charges, once paid, are non-refundable, unless otherwise stated in our Refund Policy.

7. Communication

By signing up or using our services, you consent to receive communication via:

  • Email

  • SMS

  • Phone calls

  • WhatsApp

This is necessary for timely updates, document tracking, or service-related communications.

8. Intellectual Property

All content on IndiaClaim.com — including text, logos, graphics, forms, service descriptions, and policy documents — is the exclusive property of IndiaClaim and is protected by Indian copyright and intellectual property laws. Unauthorized use or duplication is strictly prohibited.

9. Data Privacy

We respect your privacy. All information collected is handled according to our Privacy Policy and is never sold or shared without consent, except when necessary to deliver services.

10. Third-Party Links

Our website may contain links to third-party websites (banks, courts, insurance companies, advocates, etc.). IndiaClaim.com is not responsible for the content, privacy practices, or services of these external sites.

11. Disclaimer of Warranties

IndiaClaim.com provides all services “as is” and “as available” without warranties of any kind. We do not warrant that:

  • Services will be uninterrupted or error-free

  • Claims will be approved or settled

  • Loans will be sanctioned

  • Legal disputes will result in a favorable outcome

12. Limitation of Liability

IndiaClaim.com, its employees, affiliates, or representatives will not be liable for:

  • Any indirect, incidental, or consequential damages

  • Loss of data, claim rejection, legal judgment outcomes, or failed loans

  • Delays or failures caused by banks, courts, or insurance firms

13. Termination of Services

We reserve the right to suspend or terminate services to any user:

  • Who violates these Terms & Conditions

  • Provides fraudulent documents or information

  • Engages in abusive, harassing, or unethical behavior toward our team or affiliates

14. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes or claims shall be resolved under the jurisdiction of the courts in Gwalior, Madhya Pradesh, without regard to conflict of law principles.

15. Changes to Terms & Conditions

IndiaClaim.com reserves the right to modify or update these Terms at any time. Any changes will be reflected on this page with a revised effective date. Continued use of the website after changes constitutes your acceptance of the new terms.

16. Contact Information

For any questions regarding these Terms & Conditions, please reach out to:

  • Email: info@indiaclaim.com

  • Phone: +91-8989458188

  • Office: 101, 1st Floor, Mahipat Plaza, Thatipur, Gwalior, 474011

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